Reserve Coin Series

Introduction

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The Reserve Coin Series (RCS) is a payment-first digital asset designed to function as practical money for everyday use. Unlike most cryptocurrencies, which are often limited to trading and speculation, RCS (e.g., COINS) focuses on real-world usability through the Reserve Bank app and the Reserve Bank Card, which can be linked to Apple Pay, Samsung Pay, and Google Pay.

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Our vision is to make cryptocurrency as easy to use as cash or debit cards, while still delivering the benefits of decentralization and digital finance.

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The Problem

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• Crypto is hard to spend: Most tokens remain locked in exchanges or wallets, with limited real-world utility.

• Complexity of transactions: Swapping, bridging, and paying gas fees create barriers for average users.

• Lack of adoption in daily life: While many fintech apps let you invest in crypto, few let you spend it as simply as a card.

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Our Solution

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Reserve Coin solves these challenges by creating a simple, everyday payment system:

1. Reserve Bank App – A user-friendly app that manages COINS balances, payments, and transfers.

2. Reserve Bank Card – A virtual card that can be added to Apple Pay, Samsung Pay, and Google Pay, allowing users to tap-to-pay anywhere cards are accepted.

3. Seamless Conversion – Transactions automatically convert COINS for real-world use without requiring swaps or manual steps.

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Key Features

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• Everyday Utility – COINS is designed to be spent, not just traded.

• Virtual Card Integration – Works with Apple, Samsung, and Google Pay for global acceptance.

• Frictionless Payments – Users pay without worrying about swaps, conversions, or network fees.

• Banking-Style Experience – A familiar interface for managing money, now powered by crypto.

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Technology

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• Blockchain Foundation: COINS is built on a scalable blockchain network capable of supporting high transaction throughput.

• Security: State-of-the-art encryption and compliance standards to safeguard transactions and user funds.

• Conversion Mechanism: Automated fiat settlement ensures that merchants are paid seamlessly, while users spend directly in COINS.

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Use Cases

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1. Retail Payments – Tap-to-pay at any store that accepts mobile payments.

2. Peer-to-Peer Transfers – Send COINS to friends or family instantly.

3. Online Shopping – Use COINS for digital purchases wherever cards are accepted.

4. Global Remittances – Simplify cross-border payments with faster and cheaper transactions.

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Tokenomics

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• Token Name: Reserve Coin

• Ticker: COINS

• Supply: 1 Billion

• Distribution: A balanced structure between early backers, ecosystem development, and community rewards.

• Utility: Medium of exchange and payment token for Reserve Bank ecosystem.

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Roadmap

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Phase 1 – Launch

• COINS listing on exchanges

• Reserve Bank app release

• Virtual card integration with Apple, Samsung, Google Pay

Phase 2 – Adoption

• Merchant partnerships

• Marketing campaigns for real-world usage

• Expanded wallet features

Phase 3 – Expansion

• International payment corridors

• Business-to-business payment solutions

• Future integration with DeFi and lending platforms

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Conclusion

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RCS represents a major step forward in making cryptocurrency useful for daily life. By combining the simplicity of mobile payments with the power of digital assets, RCS bridges the gap between decentralized finance and traditional banking, offering users a practical, accessible, and globally usable form of money.

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This white paper is provided for informational purposes only and does not constitute financial advice or an offering of securities.